Friends:                                                                                                                         June 2015 Summer is finally here and we hope you are well. We are looking forward to the second half of this year as we learn more about medicare benefits for 2016 and review some of our

Social Security: How Much Will You Receive? Social Security benefits are a major source of retirement income for most people. When you begin taking Social Security greatly affects the size of your benefit. Your Social Security retirement benefit is based on the number of years you've been working and the

Dr. Sterling Jack was recently cited in an article posted by Louis DeNicola, an editor for Cheapism.com. The article explores the cost of insurance and 12 tips to keep you from buying too much insurance. Link: How much insurance do I need?

A friend of Colwyn was looking for some calculators, using the ones we have under our links section and forwarded me the following as an additional resource: http://www.ignitespot.com/financial-calculators There are some here that we do not have on our site...

This, from a friend of mine at AR Capital... The alternative investments universe generally consists of investments outside of publicly traded real estate, equity and debt. It includes investments ranging from private commercial real estate, hedge funds and managed futures, liquid alternatives to illiquid private equity funds, and real asset

If you participate in a traditional pension plan (known as a defined benefit plan) with your employer, you may receive monthly benefits from the plan after you retire. These benefits are generally based on your age at retirement, as well as your years of service and your average earnings with

A withdrawal from an IRA is generally referred to as a distribution. If you receive a distribution from your traditional IRA before you reach the age of 59½, the federal government considers this a premature distribution. Like all distributions from traditional IRAs, premature distributions are generally taxable. You will pay

UITs are SEC-registered investment companies that follow a buy and hold strategy and are sold only by prospectus. Portfolios are professionally selected by the trust sponsor and are designed to follow a stated investment objective, although there is no guarantee that the objective will be met. UITs are fixed and

Bonds are loans investors make to issuers– corporations, governments, municipalities or other entities– so that those issuers can fund or expand operations. The issuer gets the cash it needs, while the lender earns interest for the term of the loan. Bonds can be used as a "core" investment to build

A DST allows investors to own a Beneficial Ownership Interest in a Trust that owns commercial real estate; it is not a real estate partnership. The investor is called a Beneficiary, and receives a proportionate share of the net income, tax deductions, and potential growth. A DST typically limits the