Sterling Jack

About Sterling Jack

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So far Sterling Jack has created 54 blog entries.
1112, 2014

Distributions from Traditional IRAs: Prior to Age 59½

By |December 11th, 2014|Uncategorized|

A withdrawal from an IRA is generally referred to as a distribution. If you receive a distribution from your traditional IRA before you reach the age of 59½, the federal government considers this a premature […]

1112, 2014

Distributions from Employer-Sponsored Retirement Plans

By |December 11th, 2014|Retirement|

A withdrawal of money from an employer-sponsored retirement plan is generally referred to as a distribution. When you have money in a plan maintained by your current or former employer, you need to be aware […]

1112, 2014

Deciding What to Do with Your 401(k) Plan When You Change Jobs

By |December 11th, 2014|Retirement|

When you change jobs, you need to decide what to do with the money in your 401(k) plan. Should you leave it where it is, or take it with you? Should you roll the money […]

1112, 2014

Beneficiary Designations for Traditional IRAs and Retirement Plans

By |December 11th, 2014|Retirement|

What is it?

 

If you have a traditional IRA or participate in an employer-sponsored retirement plan such as a 401(k) plan, you are generally required to complete a beneficiary designation form with the IRA custodian or […]

1012, 2014

Unit Investment Trusts: UIT’s

By |December 10th, 2014|Uncategorized|

UITs are SEC-registered investment companies that follow a buy and hold strategy and are sold only by prospectus. Portfolios are professionally selected by the trust sponsor and are designed to follow a stated investment objective, […]

1012, 2014

Real Estate Investment Trusts: REIT’s

By |December 10th, 2014|Investment Class|

A REIT is a company that invests its stockholders’ money in real estate, often purchasing and operating a diversified portfolio of properties, including medical and healthcare facilities, retail shopping centers, and multi-family apartment and senior […]

112, 2014

Bonds: easy to understand with the pencil

By |December 1st, 2014|Uncategorized|

Bonds are loans investors make to issuers– corporations, governments, municipalities or other entities– so that those issuers can fund or expand operations. The issuer gets the cash it needs, while the lender earns interest for […]

112, 2014

Delaware Statutory Trust: DST and TIC

By |December 1st, 2014|Uncategorized|

A DST allows investors to own a Beneficial Ownership Interest in a Trust that owns commercial real estate; it is not a real estate partnership. The investor is called a Beneficiary, and receives a proportionate […]

112, 2014

Annuities

By |December 1st, 2014|Uncategorized|

Whether you need to supplement retirement income derived from other sources or fund your retirement income completely, tax-deferred annuities may help you meet your long-term goals and objectives.
TYPES OF ANNUITIES

► Variable Annuities
► Fixed Annuities
► Single […]

112, 2014

Life Insurance: What Kind? How Much?

By |December 1st, 2014|Uncategorized|

Term and Whole Life
Universal and Variable
Survivorship Life
How Much Life Insurance Do You Really Need?
Some people equate life insurance with tragedy and death. In truth, life insurance is for the living. Without it, the sudden demise […]