Sterling Jack

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So far Sterling Jack has created 54 blog entries.
1112, 2014

Saving for Your Retirement

By |December 11th, 2014|Financial Planning|

Major considerations

 

How much will you need in retirement?

 

When do you plan to retire? What kind of lifestyle do you desire? How much do you have right now that you can count on for your retirement? […]

1112, 2014

Saving for College and Retirement

By |December 11th, 2014|Financial Planning|

These days it’s not uncommon for parents to postpone starting a family until both spouses are settled in their marriage and careers, often well into their 30s and 40s. Though this financial security can be […]

1112, 2014

Rollovers from Employer-Sponsored Retirement Plans

By |December 11th, 2014|Retirement|

If you withdraw cash or other assets from an employer-sponsored retirement plan (“employer plan”) in an “eligible rollover distribution,” (defined below) you can defer paying tax on the distribution by rolling all or part of […]

1112, 2014

Retirement Plans: The Employee Perspective

By |December 11th, 2014|Retirement|

What is the employee perspective on employer-sponsored retirement plans?

 

Qualified employer-sponsored retirement plans can provide a number of tax and nontax benefits to employees. The employee perspective on these plans should certainly consider the obvious tax […]

1112, 2014

Retirement Planning: The Basics

By |December 11th, 2014|Financial Planning|

You may have a very idealistic vision of retirement–doing all of the things that you never seem to have time to do now. But how do you pursue that vision? Social Security may be around […]

1112, 2014

Maximizing Your Pension with Life Insurance

By |December 11th, 2014|Uncategorized|

If you participate in a traditional pension plan (known as a defined benefit plan) with your employer, you may receive monthly benefits from the plan after you retire. These benefits are generally based on your […]

1112, 2014

IRA and Retirement Plan Distributions

By |December 11th, 2014|Retirement|

IRAs and employer-sponsored retirement plans (e.g., 401(k) and profit-sharing plans) play a central role in retirement planning. After all, the tax benefits are hard to beat. With traditional IRAs and most employer-sponsored retirement plans, pretax […]

1112, 2014

Estimating Your Retirement Income Needs

By |December 11th, 2014|Retirement|

You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s […]

1112, 2014

Distributions from Traditional IRAs: Between Ages 59½ and 70½

By |December 11th, 2014|Retirement|

A withdrawal from an IRA is referred to as a distribution. Distributions can come in the form of several payment patterns, from a one-time (lump-sum) payment to a series of distributions over a number of […]

1112, 2014

Distributions from Traditional IRAs: After Age 70½

By |December 11th, 2014|Retirement|

A withdrawal from an IRA is generally referred to as a distribution. Ideally, you would have complete control over the timing of distributions from your traditional IRAs. Then you could leave your funds in your […]