Where can I download Colwyn Investments’ ADV form?
You can request a hard copy of our ADV forms through our Contact page. You can also download a digital version of the documents in our About page of our website.
What is the 7% rule?
This rule of thumb allows investors to answer two questions: How long will it take me to double my money if I earn x% return? And what return must I earn if I want to double my money in x years? An investor that knows he can earn 12% on
I just changed jobs, what should I do with my old 401k?
There are a number of things you could do. You could leave it where it is, you could roll it over to your new 401k, or you could roll it to an individual IRA account. Make sure understand the rules and makes sure you analyze both sides of each option.
What is diversification and why are very few people truly diversified?
Diversification is spreading your portfolio around through different asset classes. This can help control your exposure to certain risks and returns. Although there are many different approaches to diversification, you should make sure you are comfortable with the baskets you are choosing.
How much does a financial plan cost?
See the “PLANNING FEES FOR FINANCIAL PLANNING SERVICES” section in the ADV part 2A form. For Comprehensive Financial Plans and Annual Financial Plan Reviews, Colwyn Investments LC charges a fixed fee; however, for Separate Financial Planning Consultations, Colwyn Investments LC charges an hourly fee. Financial Planning Service Fee Type and
What is an endowment model portfolio?
The Yale Model, or endowment model, was developed by David Swensen and Dean Takahashi.s described in Swensen's book Pioneering Portfolio Management. It consists broadly of dividing a portfolio into five or six roughly equal parts and investing each in a different asset class. Central in the Yale Model is broad
If I own or manage a business, why should I use Colwyn for cash management?
An additional way to make your assets work for you is a cash management plan. The plan will consider your business capital and see what assets could be earning you a return. Even reserves or monthly cash-flow can be used for some additional returns.
If I own or manage a business, why should I use Colwyn to manage my retirement plan?
Retirement plan administration can be very complex and expensive. Hidden fees and limited investment choices plague HR professionals across the nation. A thorough review and comparison of your current plan might reveal significant savings and simplification.
How much does Colwyn Investments charge?
MANAGEMENT FEE FOR PORTFOLIO MANAGEMENT SERVICES Whether Portfolio Management Services are performed on a discretionary or non-discretionary basis, Colwyn Investments LC charges the same management fee based on a percentage of assets under management. The percentage of assets charged per year (annum) is listed by assets level: Under $100,000 2
What is a Registered Investment Advisor (RIA)?
A registered investment advisor (RIA) is a professional advisory firm that offers personalized financial advice to its clients, many of whom are affluent. Many independent RIAs work with complex portfolios and address unique needs that require a highly customized level of investment management strategy and consultation. Many independent RIAs are