Course Outline
Section 1: Life Planning for Retirement
 Traditional vs. new retirement
 New retirement opportunities
 Values and objectives in nine areas of life
 The retirement planning process
Section 2: Retirement Needs & Expenses
 Early retirement trends
 How long must your money last?
 Inflation, prices and purchasing power
 Retirement expectations
 How much will you need to retire?
 Can you retire today?
Section 3: Retirement Roadblocks & Mistakes
 Ten retirement planning mistakes
 Financial and cash–flow statements
 Credit and debt
 Taxes and marginal tax rates
 Eleven strategies to save money on taxes
 Taxable investments
 Capital gains income tax exclusion
 Investments with tax advantages
Section 4: Retirement Income Sources
 Traditional IRAs
 Roth IRAs
 IRA to Roth IRA conversions
 Other retirement income sources
 Social Security eligibility and benefits
 Employment income and Social Security
 Employer–sponsored defined benefit plans
 Employer–sponsored defined contribution
plans
Section 5: Risk Management & Asset Protection
 Endowment Model
 Disability income insurance
 Health insurance and Medicare
 Long–term care and insurance
 Comparing life insurance
Section 6: Medicare
 Part A & B / Supplement Plans
 Part D
 Advantage / Part C
Section 7: Social Security
 Maximizing Social Security Benefits
 Key facts you need to know
Section 8: Retirement Plan Distributions
 Retiring or changing jobs?
 Defined benefit and contribution plans
 Three important considerations
 Lump sum vs. IRA transfer vs. annuity
payments
 Rollovers, direct rollovers, and transfers
 Annuity income and choices
 Early retirement considerations
 Minimum required distributions
Section 9: Investments
 Portfolio allocation models
 Considerations before you invest
 Cash accounts
 Stocks and bonds
 Mutual funds
 Exchange traded funds
 Annuities
 Investment risk management strategies
Section 10: Estate Planning
 Planning for incapacity
 Taxes
 A Will may not be enough
 Probate
 Gifting assets
 Joint ownership of property
 Direct transfer assets
 Benefits of trusts
 Types of trusts
*There will be a homework assignment. *
How to Register
Course sizes are limited!
 RSVP: Call or email Sabrina at 801-254-0084 or sabrina@colwyninvestments.com to register today!
 Dates: Wednesday September 16 | 5pm – 9pm OR Wednesday October 7 | 5pm – 9pm
 Location: South Jordan Community Center | 10778 S Redwood Road, South Jordan, Utah 84095
*This presentation should not be used as a basis for legal and/or tax advice. In any specific case, the parties involved should seek the guidance and advice of
their own legal and tax counsel. Estate planning is done in conjunction with your estate planning attorney, tax attorney and/or CPA. *